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Sun, Oct 25, 2026
30-yr mortgage (12-mo avg)
6.32%
Wage growth
3.1%
Cost of the Dream
$5.3M
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The $1.2 million gap
A full-time worker with a bachelor’s degree earns about $3.6M from 25 to 64. Add 20 years of Social Security and you reach roughly $4.1M — still short of the Dream.
Oct 18, 2026 · 1 min read
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